Navigating Divorce Real Estate in Westchester

Going through a divorce is challenging enough without making rushed decisions about your biggest asset—your home. Many couples assume a buyout is the simplest solution, but it's not always the best financial move for either party.

The Buyout Pitfall

When one spouse buys out the other, several issues often arise: Can they truly afford the mortgage, taxes, and maintenance on a single income? Will they qualify for refinancing? Using retirement funds or other assets for a buyout can severely impact long-term financial security. If refinancing isn't possible and both names remain on the mortgage, the departing spouse stays legally responsible—a risky position.

Better Alternatives

Selling and splitting the proceeds often provides the cleanest break. Both parties can access their equity immediately, avoid joint mortgage complications, and make fresh starts. In Westchester's current market, this can be particularly advantageous.


For families with children, a delayed sale with temporary co-ownership might work, though it requires excellent communication and detailed legal agreements.

If a buyout does make sense, it should be structured carefully with professional appraisals, refinancing consultations, and tax planning.

Why You Need a Specialist

Westchester's high property values and taxes create unique challenges. As a local specialist experienced in divorce real estate, I work with both parties and their attorneys to explore ALL options—not just the obvious ones. I coordinate with divorce attorneys and financial advisors to ensure you understand the implications of each choice.


You deserve an advocate who will find the best path forward for YOUR unique situation. Let's have a confidential conversation about what makes the most sense for you and your family's future.


📍 Serving Westchester County with compassion and expertise.

Why Fairfield County, Connecticut Should Be Your Next Home

By Jessica Watts • January 7, 2026
If you're considering a move to a place that perfectly balances coastal charm, and New England character, look no further than Fairfield County, Connecticut.

Loving Your Yard Year-Round in Westchester, NY

By Jessica Watts • January 1, 2026
There's nothing quite like the sound of laughter echoing through the neighborhood on a warm June evening.

Giving Back: Why Community Matters More Than Ever

By Jessica Watts • December 23, 2025
Organizations Making a Difference Some of my favorite nonprofits doing incredible work right here in our backyard: 914Cares , Westchester Land Trust , Hope's Door , The Pantry , Community Center NW, and the Suzanne Grant Foundation . Each one addresses critical needs, from food insecurity and domestic violence support to land conservation and community programming. How We Give Back Together After every sale, I make a donation in my client's name to an organization of their choice. It's a simple gesture that creates real impact. But more importantly, it introduces people to the vital work happening in their new community. When you learn about your neighbors' needs and the organizations serving them, you don't just move to a place—you become part of it. This Holiday Season: Let's Hit the Give Back Program Hard The holidays are the perfect time to amplify our impact. Whether you're buying, selling, or simply wanting to make a difference, let's support these organizations together. A percentage of my profits goes directly back into the community, and I'm challenging myself—and you—to give even more this season. Keep Showing Up Giving back isn't a one-time event. It's about consistently showing up for your community, learning what's happening in your own backyard, and helping your neighbors assimilate and thrive. When we all contribute, even in small ways, we create stronger, more connected neighborhoods. Ready to make a difference? Reach out to learn more about the give back program, or pick your favorite local organization and support them today.
More Posts